2011-06-28

PATRIOT EXTREME TRAVEL MEDICAL INSURANCE

Patriot Extreme Travel Medical Insurance is designed for the international traveler who engages in extreme sports. Patriot Extreme provides coverage for a large array of extreme sports while providing up to $50,000 of medical coverage. There are two variations of this plan: Patriot Extreme International and Patriot Extreme America. Patriot Extreme International provides coverage for US citizens traveling abroad for a minimum of 30 days up to a maximum of six months. Although the Patriot Extreme International plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New deductible, coinsurance, eligibility, conditions of coverage and pre-existing condition exclusions apply to any succeeding or subsequent period of coverage. A new application also must be completed. In addition to the benefits listed on the brochure, Patriot Extreme International for US citizens also provides two benefits outlined below, subject to all conditions of coverage: 

Sudden Recurrence of a Pre-Existing Condition – Up to $1,000 will be reimbursed for the eligible expenses of a sudden and unexpected recurrence of a pre-existing condition while traveling outside of the US. In addition, up to $25,000 will be reimbursed for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a pre-existing condition. 

Indemnity – Patriot Extreme International will pay directly to you $100 for each night of a required overnight stay in a hospital. The hospital stay must be covered under this plan in order to receive this benefit. 

Patriot Extreme America provides coverage for non-US citizens traveling outside their home country for a minimum of 30 days up to a maximum of six months. Although the Patriot Extreme America plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New deductible, coinsurance, eligibility, conditions of coverage and pre-existing condition exclusions apply to any succeeding or subsequent period of coverage. A new application also must be completed.

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