Insurance helps protect you from financial loss when things go wrong. For example:
• your mobile phone could fall out of your pocket and break while you’re travelling (and you need a new one)• you might be injured in a car accident (and you have to pay for treatment and the cost of repairs to your car).
While having insurance can give you peace of mind, it’s not like a savings account, where any money you pay in belongs to you. What you can claim back from the insurance company depends on what’s covered in your insurance policy. Italicised words can be found in the Glossary, Insurance Fact Sheet 8.
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